MCS Balance

MCS Personal Directo 2026

MCS Balance is an innovative program where you can receive reimbursement for qualifying wellness activities, an MCS Te Paga card and, in the event of an emergency, home assistance service for the main insured, at no additional cost in premium.

• One monthly reimbursement per month up to a maximum of 12 months for the following wellness activities: *
  • gym membership
  • services of a duly certified personal trainer
  • yoga and dance classes
  • exercise events
  • exercise equipment

Reimbursement amount for wellness activities by plan:

• The insured will receive one (1) award of $10.00 each month, during the term of the policy. The payment of the compensation will be deposited on the MCS Te Paga card. The monthly amount is transferable from month to month.
• The Home Assistance benefit is available in case of any eventuality of an emergency 24 hours a day, during the policy year. With just one call to the American Assist Home Services phones, the main insured will have those resources necessary for immediate attention, consisting of the following services:
  • locksmith
  • plumbing
  • electricity
  • glassware
  • in-home technical connection

This benefit is available only to MCS Personal Directo members of commercial plans regulated under the Affordable Care Act (ACA).

MCS Personal Directo 2026- group # starting with 79-65xxxx with benefits package 6318, 6360, 6326, 6352, 6332.

* You will need to review your policy for more details.

MCS Global Pymes 2026

It is an innovative program where you can receive reimbursement for qualifying wellness activities, an MCS Te Paga card and in the event of an emergency, home assistance service for the main insured, at no additional cost in premium.

• One monthly reimbursement per month up to a maximum of 12 months for the following wellness activities: *
  • gym membership
  • services of a duly certified personal trainer
  • yoga and dance classes
  • exercise events
  • exercise equipment
• Below the monthly reimbursement maximum, according to the plan purchased by the employer:

• The insured will receive one (1) award of $10.00 each month, during the term of the policy. The payment of the compensation will be deposited on the MCS Te Paga card. The monthly amount is transferable from month to month.
• The Home Assistance Program is available, in case of any eventuality of an emergency, 24 hours a day during the policy year. With just one call to the American Assist Home Services phones, the main insured will have those resources necessary for immediate attention consisting of the following:
  • locksmith services
  • plumbing services
  • electricity services
  • glassware services
  • in-home technical connection services

This benefit is available only to members of MCS Global Essential, MCS Global Premium and MCS Global Elite commercial plans regulated under the Affordable Care Act (ACA).

* You will need to review your policy for more details.

MCS Global

Participate in the program that allows you to get reimbursed for your gym membership. You only need to provide evidence of your Health Risk Assessment (HRA) that is valid for 12 months or less at the time of requesting reimbursement.

Benefit may apply to some groups. For full details of this benefit, please refer to your policy or certificate of benefits.