This is the alternative for employers who wish to offer accessible
coverage to their employees, and provides the Essential Health Benefits
(EHB) in a more cost-effective way. This product is ideal for small
businesses or start-ups that wish to have good health coverage with an
affordable premium.
PHARMACY
MCS Global Essential has a Special Pharmacy Network that includes around
500 pharmacies throughout the island, and Drug Value Formulary 2026.
DENTAL
-
MCS Global Essential has Dental 100 integrated into the basic
coverage, which includes diagnostic and preventive dental services.
-
As additional options, you can select Dental 300 for more
comprehensive dental benefits coverage.
VISION
-
Pediatric Vision: For minors under the age of twenty-one (21)*
-
Vision services for adults and children in addition to Pediatric
Vision*
*For details regarding frequencies and coverage, refer to the
policy.
Term life insurance & accidental death and dismemberment insurance
Term life insurance and accidental death and dismemberment insurance: $10,000 for natural death, and
accidental death and dismemberment. Injuries include: life, both hands, both feet or vision of both eyes,
the benefit amount is 100%. A hand or a foot, vision of one eye the benefit amount is 50%. The amount of
death insurance does not vary depending on how long the policy is in effect. Life insurance is available
only to the primary insured between the ages of 18 and 64.
ALL OUR PYMES PRODUCTS HAVE ATTRACTIVE
WELLNESS AND VALUE-ADDED PROGRAMS AND INITIATIVES
CALL US AT 787-758-2500 EXT. 5173
