This is the alternative for employers who wish to offer accessible
coverage to their employees, and provides the Essential Health Benefits
(EHB) in a more cost-effective way. This product is ideal for small
businesses or start-ups that wish to have good health coverage with an
affordable premium.
PHARMACY
MCS Global Essential has a Special Pharmacy Network that includes around
500 pharmacies throughout the island, and Drug Value Formulary 2026.
DENTAL
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MCS Global Essential has Dental 100 integrated into the basic
coverage, which includes diagnostic and preventive dental services.
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As additional options, you can select Dental 300 for more
comprehensive dental benefits coverage.
VISION
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Pediatric Vision: For minors under the age of twenty-one (21)*
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Vision services for adults and children in addition to Pediatric
Vision*
*For details regarding frequencies and coverage, refer to the
policy.
Term life insurance & accidental death and dismemberment insurance
The life insurance policy is $10,000, and if the insured dies accidentally and dismembered, they receive $10,000 in addition to the primary amount.
Applicable injuries include, and with the benefit amount of 100%: life; both hands; vision of both eyes; both feet; one hand and one foot; one hand and vision in one eye; and one foot and vision in one eye. For injuries of one hand or one foot; vision of one eye, the benefit amount is 50%. The amount of death insurance does not vary depending on how long the policy is in effect. Life insurance is available to the primary insured and between the ages of 18 and 64.
ALL OUR PYMES PRODUCTS HAVE ATTRACTIVE
WELLNESS AND VALUE-ADDED PROGRAMS AND INITIATIVES
CALL US AT 787-758-2500 EXT. 5173
