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Final Expenses
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    • Final Expenses

    Occidental Life Insurance

    Gives you peace of mind by providing a policy that covers final expenses. In addition to funeral expenses, loved ones may also be responsible for covering other final expenses such as:

    • Mortgages
    • Auto loans
    • Credit cards
    • Utility accounts
    • Medical expenses, among others

    Maximum coverage​
    Death Benefits Plan Issuance Age Maximum Coverage
    Inmediato

    50-75

    76-85​​

    $35.000

    $20.000
    Escalonado

    50-85

    $20.000
    Retorno de primas

    50-64

    65-85

    $20.000

    $20.000
    Rates vary according to your health information, age and weight.

    Benefits without Additional Costs:

    • Accelerated Benefit for terminal illnesses – paid in advance up to 100% of the total amount when the insured has a life expectancy of 12 months or less.
    • Accelerated Confined Care Benefit – applies to the immediate benefit plan, when there is full-time permanent residence in a nursing home, applies a fixed payment of 5% of the policy’s total amount.

    Additional Optional Benefits:

    Available for benefit plan "Inmediato" and "Escalonado"

    • Additional endorsement for grandchildren and great grandchildren
    • Insurance endorsement agreement for children
    • Accidental death benefit
    • Premium waiver endorsement for nursing home (this benefit can only be applied to "Retorno de Primas" plan)

    Those Eligible for the Plan, d must comply with all points below:

    • Age 50-85
    • ​Is not currently hospitalized, confined to a nursing facility, a bed or wheelchair due to a chronic illness, or is not currently using oxygen equipment to assist with breathing, or receiving hospice care.
    • Has not had or been referred for an organ transplant or kidney dialysis, or has been medically diagnosed with congestive heart failure, Alzheimer’s disease, dementia, a mental disability, ALS, kidney failure, respiratory failure, or diagnosed with a terminal illness by a medical professional, or in the final stage of the illness with the expectation to die within the next 12 months.
    • Has not been medically treated or diagnosed with AIDS or any other disorder associated with immunodeficiency by a medical professional, or tested positive for HIV.

    For more infor​mation, contact

    1.877.760.8777

    or Click Here​​